Some applicants may receive a higher or lower regular annual rate depending on a credit evaluation. eCTM that you collect at a Partner may not be recorded, or, if recorded, may be cancelled or may not be redeemed by us if that Partner does not provide all necessary information to us, if we cannot confirm that the eCTM was properly collected, or if that Partner is in default under its agreement with us respecting the eCTM. A list of frequently asked privacy questions (FAQs) is available to provide you with examples and instances of how your personal information may be collected, used and disclosed. Our Service Providers may be located in or outside of Canada and may be required to disclose your information under the laws of their jurisdiction. ‡‡Shipping fees apply. These notices may be given to you by postal mail, e-mail, facsimile, telephone, text message or other form of electronic messaging using the contact information that you provide to us.

By providing your information to Canadian Tire, you consent to Canadian Tire using your personal information for the uses described above. Canadian Tire reserves the right to terminate a Member’s participation in the Program or to block a Member’s ability to use the Member’s eCTM if Canadian Tire has inaccurate or incomplete information respecting the Member.

Enrolment in the Program constitutes acceptance of these terms and conditions and each applicant for membership in the Program consents to the collection and use of personal information in accordance with the Canadian Tire Privacy Charter, as amended from time to time. Offer subject to change without notice. Funded by the Government of Canada. All remaining Triangle Rewards Account numbers will be cancelled and the persons who are not designated as the accountholder will no longer be Members in the Program.

Donating electronic Canadian Tire Money
Members may be able to donate their eCTM to select charities or community groups. Termination of a Member’s Triangle Rewards Account will also result in the Member no longer being able to use a Program Payment Card linked to the Program.

Canadian Tire may, in its sole discretion and at any time without prior notice either (i) cancel the Program or (ii) except if you are a Member residing in Quebec, Ontario or such other province where prohibited by law, establish a date upon which eCTM will expire and may no longer be used.

Merging Triangle Rewards Accounts
At Canadian Tire’s discretion, Members may be able to merge their Triangle Rewards Accounts into a single account. eCTM that
you collect at other merchants will also be rounded to the nearest cent.

The rate at which eCTM can be collected may vary from time to time and by location and is subject to change by Canadian Tire
without notice.

However, we may, from time to time and at our discretion, have special offers or promotions that would allow you to collect eCTM on that portion of a transaction in respect of which you redeemed eCTM.

If you use more than one Program Credit Card to make a purchase (e.g. All Canadian Tire companies have adopted the Canadian Tire Privacy Charter (Privacy Charter). The names of Partners, the rates at which eCTM can be collected and  redeemed and any items that will not be considered eligible for collecting eCTM or in respect of which you will not be able to redeem eCTM will be designated by us and will be posted on the
Program Website and may be amended by us from time to time. eCTM can be used in combination with paper Canadian Tire Money and/or in combination with any other form of tender.

eCTM collected on a purchase transaction cannot be redeemed on the same transaction.

You may not redeem eCTM from more than one Triangle Rewards Account for the same transaction.

You must have enrolled in the Program, or have activated your Program Credit Card, in order to redeem eCTM.

What Happens When an Item is Returned?
If you return an item for a refund and had received eCTM when you purchased such item, such amount of eCTM will be deducted from your Triangle Rewards Account.

Merchandise that was purchased either in whole or in part by redeeming eCTM may not be returned for cash, rather, the connected Triangle Rewards Account will be credited with the same amount of eCTM used to make the original purchase.

Expiration of Electronic Canadian Tire Money
We may expire the eCTM in your Triangle Rewards Account in the event that there has been a period of inactivity of 18 months or more. We may transfer your personal information to entities outside Canadian Tire, such as our vendors, suppliers and agents who assist us in serving you ("Service Provider"). name, address, email, etc. Please call 1-800-226-8473 for current rates. 

When shopping at Canadian Tire stores or gas bars, if you forget your Triangle Rewards Card or choose not to use it, you may still be able to collect eCTM on a qualifying purchase if you provide the telephone number that you gave when you enrolled as a Member or you scan at a compatible point of sale device your mobile phone or other mobile device on which you have downloaded the Program App (each of these is a Cardless Method).

Purchases made in a foreign currency with a Program Credit Card are first converted into Canadian currency (as set out in the cardmember agreement) prior to calculating the amount of eCTM that you have collected.

eCTM can only be collected on one Triangle Rewards Account for each purchase transaction.

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